We know connectivity issues can get frustrating - here are some common reasons why it happens:
1. There are ongoing improvements to your bank's online banking website.
This requires Plaid and Finicity to build support for these new features. Improvements are usually resolved within a matter of days, but if the connectivity issues persist, there may be a larger issue at hand.
2. There are changes to your banks' internal systems preventing third-party providers like Plaid and Finicity from syncing your accounts successfully.
Banks may undergo changes to their internal systems which temporarily block Finicity or Plaid from syncing transactions.
3. Multi-factor Authentication (MFA)
If you're constantly being asked to relink your card, it may be that your bank utilizes security questions as a form of MFA which expires after a session. A session will typically end after exiting the app, which may prompt you to repeat this process again.
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Still need help? Reach out to Customer Support:
Click My Drop in the app (bottom right)
Click the Menu in the top left corner → click Help
You’ll be directed to our Chatbot → follow the prompts, and a ticket will be created